Loan interest rates face limits as Kazakhstan rules change for borrowers from January

Maximum annual effective interest rates from January 2026

Type of loan: New limit Unsecured loans: 46% Mortgages: 25% Secured loans: 35% Microcredits (Microfinance organisations): up to 46% (up to 179% for "fast" ones)

New lending rules have come into force in Kazakhstan: from 5 January 2026, banks and Microfinance organisations are obliged...